Paulding County · Georgia
Buying your first home in Paulding County
Paulding County teachers and first responders can pair a DCA 30-year fixed rate with up to $12,500 in PEN help.
What to know about Paulding
Paulding lies west of Cobb, with Dallas as the county seat and Hiram and Braswell nearby. Though it is on the edge of the metro, it is one of the 24 counties in the metro Atlanta tier.
The Paulding County School District is the public district, and all of its employees qualify. The Paulding County Sheriff's Office and Paulding County Fire and Rescue are the main public safety employers.
Paulding's metro status means a $625,000 price cap and income limits up to $158,188, which leaves room for many dual-income households.
The Paulding limits
Paulding uses metro Atlanta limits: $137,555 or $158,188 in income and a $625,000 price cap. Compare with every county's limits, or try a budget before you shop.
More help that is local to Paulding
We looked and did not find a program run just for Paulding County right now. The statewide options still apply here: browse all Georgia programs.
Homebuyer classes near Paulding
Nearly every assistance program asks you to finish a homebuyer class before you close. It is usually friendlier than people expect. Here are HUD-approved agencies near Paulding County that teach the class or meet with buyers one on one:
| Agency | City | How far | What they offer | Languages | How you meet |
|---|---|---|---|---|---|
| D&E, A Housing & Economic Empowerment Center, Inc. (D&E Group) | East Point | 30 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
| Operation Hope, Inc | Atlanta | 30 mi | homebuyer education class, pre-purchase counseling | English, Spanish | Face to Face, Phone, Internet |
| Metro Fair Housing Services, Inc. | Atlanta | 31 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
| Resources for Residents and Communities of Georgia, Inc. | Atlanta | 32 mi | homebuyer education class, pre-purchase counseling | English | Phone |
| Center for Pan Asian Community Services, Inc | Atlanta | 33 mi | homebuyer education class, pre-purchase counseling | English | Phone |
From HUD's list of housing counseling agencies. Programs differ on which classes they accept.
Local employers whose staff may qualify
A few of the larger ones:
- Paulding County School District
- Paulding County Sheriff's Office
- Paulding County Fire and Rescue
If you work in Cobb or Atlanta but buy in Paulding, your job still counts and you use Paulding's limits. See the full list of jobs.
Questions from Paulding buyers
Is Paulding really in the metro tier?
Yes. DCA lists Paulding among the 24 Atlanta-Sandy Springs-Roswell counties.
Can a Paulding County Fire and Rescue volunteer qualify?
Yes. Volunteer firefighters are named in the PEN rules.
Do I need a homebuyer class?
Yes. At least one buyer finishes homebuyer education within 12 months before closing.
Nearby counties: Fulton Gwinnett Cobb DeKalb Chatham Cherokee Clayton Forsyth See them all
