Cherokee County · Georgia
Buying your first home in Cherokee County
Cherokee County's teachers and first responders can use Georgia Dream PEN for up to $12,500 toward a home in Woodstock, Canton or Holly Springs.
What to know about Cherokee
Cherokee sits north of Cobb, with Woodstock as its largest city, Canton as the county seat, and Holly Springs and Ball Ground in between.
The Cherokee County School District is the only public district here, and every one of its employees counts as an educator. The Cherokee County Sheriff's Office, Cherokee County Fire and Emergency Services, Woodstock Police Department and Canton Police Department are the main protector employers.
Cherokee is one of the 24 metro Atlanta counties, so its limits match Fulton's. That gives you room up to a $625,000 purchase price.
The Cherokee limits
As a metro Atlanta county, Cherokee allows $137,555 or $158,188 in income (by household size) and a $625,000 price. Compare with every county's limits, or try a budget before you shop.
More help that is local to Cherokee
We looked and did not find a program run just for Cherokee County right now. The statewide options still apply here: browse all Georgia programs.
Homebuyer classes near Cherokee
Nearly every assistance program asks you to finish a homebuyer class before you close. It is usually friendlier than people expect. Here are HUD-approved agencies near Cherokee County that teach the class or meet with buyers one on one:
| Agency | City | How far | What they offer | Languages | How you meet |
|---|---|---|---|---|---|
| Center for Pan Asian Community Services, Inc | Atlanta | 27 mi | homebuyer education class, pre-purchase counseling | English | Phone |
| Refugee Family Assistance Program | Stone Mountain | 34 mi | homebuyer education class, pre-purchase counseling | Arabic, English, Vietnamese | Face to Face |
| Operation Hope, Inc | Atlanta | 34 mi | homebuyer education class, pre-purchase counseling | English, Spanish | Face to Face, Phone, Internet |
| Resources for Residents and Communities of Georgia, Inc. | Atlanta | 35 mi | homebuyer education class, pre-purchase counseling | English | Phone |
| Metro Fair Housing Services, Inc. | Atlanta | 38 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
From HUD's list of housing counseling agencies. Programs differ on which classes they accept.
Local employers whose staff may qualify
A few of the larger ones:
- Cherokee County School District
- Cherokee County Sheriff's Office
- Cherokee County Fire and Emergency Services
- Woodstock Police Department
- Canton Police Department
Both city police departments (Woodstock and Canton) and the county sheriff's office are protector employers. See the full list of jobs.
Questions from Cherokee buyers
Does a Canton police officer qualify?
Yes. Municipal police department employees are on the PEN list.
How much PEN on a $450,000 Woodstock home?
6% would be $27,000, so you would get the $12,500 cap.
Do I need $1,000 of my own?
Yes. Georgia Dream requires at least $1,000 from the buyer, and a documented gift can count.
Nearby counties: Fulton Gwinnett Cobb DeKalb Chatham Clayton Forsyth Henry See them all
