Georgia Dream PEN: up to $12,500 toward your down payment for protectors, educators and nurses (terms effective July 8, 2026). Start the six-question check

Henry County · Georgia

Buying your first home in Henry County

Henry County educators and first responders can get up to $12,500 from Georgia Dream PEN toward a home in McDonough, Stockbridge or beyond.

County seatMcDonough
People living here264,922
Help availableGeorgia Dream PEN

What to know about Henry

Henry sits southeast of Atlanta, with McDonough as the county seat and Stockbridge, Hampton and Locust Grove filling out the map.

Henry County Schools is the public district. Its teachers, bus drivers and support staff all count under PEN. The Henry County Police Department, Henry County Sheriff's Office and Henry County Fire Department are the main protector employers.

Henry uses the metro Atlanta limits. A family of three earning up to $158,188 fits the income rule.

The Henry limits

Household of 1 or 2$137,555
Household of 3 or more$158,188
Highest home price$625,000

Henry is in the metro tier: $137,555 for 1-2 people, $158,188 for 3+, and a $625,000 price cap. Compare with every county's limits, or try a budget before you shop.

More help that is local to Henry

We looked and did not find a program run just for Henry County right now. The statewide options still apply here: browse all Georgia programs.

Homebuyer classes near Henry

Nearly every assistance program asks you to finish a homebuyer class before you close. It is usually friendlier than people expect. Here are HUD-approved agencies near Henry County that teach the class or meet with buyers one on one:

AgencyCityHow farWhat they offerLanguagesHow you meet
The Homeowners Employment CorporationConyers16 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
Metro Fair Housing Services, Inc.Atlanta22 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
D&E, A Housing & Economic Empowerment Center, Inc. (D&E Group)East Point23 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
Resources for Residents and Communities of Georgia, Inc.Atlanta24 mihomebuyer education class, pre-purchase counselingEnglishPhone
Refugee Family Assistance ProgramStone Mountain24 mihomebuyer education class, pre-purchase counselingArabic, English, VietnameseFace to Face

From HUD's list of housing counseling agencies. Programs differ on which classes they accept.

Which class will count for you? Ask the lender. Someone who works with Georgia programs knows which class your program takes, and can begin your pre-approval during the same conversation. Find me a lender

Local employers whose staff may qualify

A few of the larger ones:

  • Henry County Schools
  • Henry County Police Department
  • Henry County Sheriff's Office
  • Henry County Fire Department

Henry County has both a county police department and a sheriff's office; staff at either qualify. See the full list of jobs.

Questions from Henry buyers

Can I buy a new build in Locust Grove?

Yes, if it is a one-unit home you will live in and the price is under $625,000.

Is the PEN money due if I move for work?

Yes. The balance is due when the home stops being your main residence.

How long is the rate locked?

The DCA rate is locked for 75 days when your lender reserves the loan.

Nearby counties: Fulton Gwinnett Cobb DeKalb Chatham Cherokee Clayton Forsyth See them all