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Coweta County · Georgia

Buying your first home in Coweta County

Coweta County has two advantages for PEN buyers: metro Atlanta limits and Targeted Area status, which waives the first-time buyer rule.

County seatNewnan
People living here160,240
Help availableGeorgia Dream PEN

What to know about Coweta

Coweta sits southwest of Atlanta, with Newnan as the county seat and Senoia and Grantville nearby. DCA lists Coweta as a Targeted Area, so you do not have to be a first-time buyer to use Georgia Dream here.

The Coweta County School System employs teachers and support staff across the county. The Coweta County Sheriff's Office, Coweta County Fire Rescue and Newnan Police Department are the main protector employers.

Coweta is also one of the 24 metro Atlanta counties, so income limits go up to $158,188 and the price cap is $625,000. You still cannot own other residential real estate at closing.

The Coweta limits

Household of 1 or 2$137,555
Household of 3 or more$158,188
Highest home price$625,000

Coweta uses the metro Atlanta tier: $137,555 (1-2 people), $158,188 (3+), $625,000 price. Compare with every county's limits, or try a budget before you shop.

More help that is local to Coweta

We looked and did not find a program run just for Coweta County right now. The statewide options still apply here: browse all Georgia programs.

Homebuyer classes near Coweta

Nearly every assistance program asks you to finish a homebuyer class before you close. It is usually friendlier than people expect. Here are HUD-approved agencies near Coweta County that teach the class or meet with buyers one on one:

AgencyCityHow farWhat they offerLanguagesHow you meet
D&E, A Housing & Economic Empowerment Center, Inc. (D&E Group)East Point29 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
Metro Fair Housing Services, Inc.Atlanta32 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
Operation Hope, IncAtlanta35 mihomebuyer education class, pre-purchase counselingEnglish, SpanishFace to Face, Phone, Internet
Resources for Residents and Communities of Georgia, Inc.Atlanta36 mihomebuyer education class, pre-purchase counselingEnglishPhone
Refugee Family Assistance ProgramStone Mountain44 mihomebuyer education class, pre-purchase counselingArabic, English, VietnameseFace to Face

From HUD's list of housing counseling agencies. Programs differ on which classes they accept.

Which class will count for you? Ask the lender. Someone who works with Georgia programs knows which class your program takes, and can begin your pre-approval during the same conversation. Find me a lender

Local employers whose staff may qualify

A few of the larger ones:

  • Coweta County School System
  • Coweta County Sheriff's Office
  • Coweta County Fire Rescue
  • Newnan Police Department

Because Coweta is a Targeted Area, a Newnan officer who owned a home two years ago could still qualify. See the full list of jobs.

Questions from Coweta buyers

Do I have to be a first-time buyer in Coweta?

No. Coweta is a Targeted Area, so the 3-year first-time buyer rule is waived.

Can I own another home at closing?

No. Georgia Dream does not allow you to own other residential real estate at closing.

Do Newnan police qualify?

Yes. Municipal police department employees are protectors under PEN.

Nearby counties: Fulton Gwinnett Cobb DeKalb Chatham Cherokee Clayton Forsyth See them all