Carroll County · Georgia
Buying your first home in Carroll County
Carroll County teachers, deputies, firefighters and health care workers can use Georgia Dream PEN for up to $12,500 toward a first home.
What to know about Carroll
Carroll is on Georgia's western edge, with Carrollton as the county seat and Villa Rica, Temple and Bowdon nearby. Like Fulton and Cobb, it is one of the 24 metro Atlanta tier counties.
Carroll County Schools and Carrollton City Schools both serve the area, and staff at either qualify. Employees of any accredited college or university count as educators too. The Carroll County Sheriff's Office, Carroll County Fire Rescue and Carrollton Police Department round out the local protector list.
The metro tier gives Carroll buyers up to $625,000 on price, and income limits up to $158,188.
The Carroll limits
Carroll shares the metro Atlanta tier: $137,555 (1-2 people), $158,188 (3+), $625,000 price. Compare with every county's limits, or try a budget before you shop.
More help that is local to Carroll
We looked and did not find a program run just for Carroll County right now. The statewide options still apply here: browse all Georgia programs.
Homebuyer classes near Carroll
Nearly every assistance program asks you to finish a homebuyer class before you close. It is usually friendlier than people expect. Here are HUD-approved agencies near Carroll County that teach the class or meet with buyers one on one:
| Agency | City | How far | What they offer | Languages | How you meet |
|---|---|---|---|---|---|
| D&E, A Housing & Economic Empowerment Center, Inc. (D&E Group) | East Point | 37 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
| Metro Fair Housing Services, Inc. | Atlanta | 40 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
| Operation Hope, Inc | Atlanta | 42 mi | homebuyer education class, pre-purchase counseling | English, Spanish | Face to Face, Phone, Internet |
| Resources for Residents and Communities of Georgia, Inc. | Atlanta | 43 mi | homebuyer education class, pre-purchase counseling | English | Phone |
| Center for Pan Asian Community Services, Inc | Atlanta | 50 mi | homebuyer education class, pre-purchase counseling | English | Phone |
From HUD's list of housing counseling agencies. Programs differ on which classes they accept.
Local employers whose staff may qualify
A few of the larger ones:
- Carroll County Schools
- Carrollton City Schools
- Carroll County Sheriff's Office
- Carroll County Fire Rescue
- Carrollton Police Department
Employees of accredited colleges and universities qualify as educators, along with Carroll County Schools and Carrollton City Schools staff. See the full list of jobs.
Questions from Carroll buyers
Do college and university employees qualify?
Yes. Employees of accredited post-secondary institutions are educators under PEN.
Is Carroll in the metro tier?
Yes. Carroll is one of the 24 counties in DCA's Atlanta metro area.
What loan types can I use?
FHA, VA, USDA and conventional, all as 30-year fixed Georgia Dream loans.
Nearby counties: Fulton Gwinnett Cobb DeKalb Chatham Cherokee Clayton Forsyth See them all
