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City of Marietta (Cobb County)

City of Marietta employee down payment grant

Marietta city employees, Board of Lights & Water staff and Marietta City Schools employees can add a $10,000 grant to the Cobb DPA; Marietta public safety staff get $15,000.

City of Marietta Employee Grant

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City of Marietta (Cobb County)

For
City of Marietta employees, Board of Lights & Water employees and Marietta City Schools employees ($10,000); City of Marietta public safety employees ($15,000); 12+ months full-time
Amount
$10,000 or $15,000 additional grant
Kind
Grant, nothing to repay

Home must be inside Marietta city limits; used with the Cobb County DPA first mortgage. Covers Marietta Police/Fire and Marietta City Schools teachers.

Last checked November 2026 · our sources

Check whether I fit

How the Marietta grant works

The grant is added to the Cobb County DPA and its first mortgage. Like the Cobb grant, it isn't repaid. The amount depends on where you work:

EmployerExtra grant
City of Marietta (general staff)$10,000
Marietta Board of Lights & Water$10,000
Marietta City Schools$10,000
City of Marietta public safety (police and fire)$15,000

Who qualifies

You need 12 or more months of full-time employment with one of those employers, and the home must be inside Marietta city limits, not just a Marietta mailing address. That makes this one of the few Georgia programs that names teachers and public safety directly and pays them more. You also have to meet all Cobb DPA rules: a 30-year fixed FHA, VA or Freddie Mac HFA Advantage loan through a participating lender, the program's income limits and loan caps, credit scores of 640-680 depending on the loan, and moving in within 60 days.

Using it with Georgia Dream and other help

Marietta teachers and officers also qualify for Georgia Dream PEN, which pays 6% or $12,500. But PEN comes with DCA's own first mortgage, and the Cobb guide doesn't say whether the two can be combined, so a participating lender confirms whether they combine. If they can't, compare: a $10,000-$15,000 grant plus the Cobb grant here, versus PEN's larger but repayable loan. Grants generally win if the totals are close. Whether this stacks with the Cobb County Government employee grant isn't stated either.

Why the city limits rule matters

A Marietta mailing address doesn't guarantee a home is inside the city. A home in unincorporated Cobb can still work for the base Cobb DPA, but not for this grant. Check the parcel with the city before you make an offer, especially if the extra $10,000 or $15,000 is part of your budget.

How to apply

Pick a Cobb DPA participating lender, tell them where you work, and have HR verify your employment. Confirm the address is inside city limits before you make an offer. New Marietta City Schools teachers should read how lenders count a teacher contract, and see the Cobb County page or check eligibility.

Common questions about City of Marietta Employee Grant

How much is the Marietta employee grant?

$10,000 for City of Marietta, Board of Lights & Water and Marietta City Schools employees; $15,000 for City of Marietta public safety employees.

Does the home have to be in Marietta?

Yes, inside Marietta city limits.

Is it used with the Cobb County DPA?

Yes. It's added to the Cobb County DPA first mortgage.

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Programs people compare with this one

Our summary of the official program page as of November 2026. Money and terms change, so check the current details with the program or a participating lender. Georgia Down Payment Assistance has no connection to this program.